Retiring from Lockheed Martin – What to do with your PTO?

Nov 13, 2021


Congratulations on your retirement from Lockheed Martin! As you embark on this significant milestone, it's crucial to make the most of the benefits provided to you, including your Paid Time Off (PTO). At Advisor Research Partners, we specialize in providing business and consumer services consulting and analytical services for retirees like you. In this comprehensive guide, we will explore various strategies to help you optimize your PTO and make the most of your transition to retirement.

Understanding Your PTO

Before diving into the options available to you, it's important to understand what PTO entails. Paid Time Off typically includes vacations, holidays, personal days, and sick leave accumulated during your tenure at Lockheed Martin. It represents a valuable resource that, if managed effectively, can enhance your retirement experience.

Exploring Vacation Options

One of the primary benefits of retiring is the freedom to plan extended vacations without work-related constraints. With your accumulated PTO, you have the opportunity to embark on dream vacations you've always desired. Whether it's exploring exotic destinations, going on a cruise, or simply taking time to relax and rejuvenate, we can help you plan your perfect getaway.

Monetizing Unused PTO

If you find yourself with unused PTO upon retirement, there are various ways to monetize it. Some employers offer the option to cash out unused PTO days, providing you with additional income as you transition into retirement. Alternatively, you may have the option to donate your unused PTO to charitable causes, contributing to a meaningful cause while enjoying the financial benefits of your unused days.

Using PTO for Transition Periods

Retirement can be a significant adjustment period, and it's common to experience moments of uncertainty during the transition. Utilizing your PTO strategically can help ease this transition. You can allocate your PTO for important activities such as networking, exploring new hobbies, meeting with financial advisors, or engaging in community service. Advisor Research Partners can provide expert insights to ensure you make the most of this critical phase of your retirement.

Exploring Part-Time Opportunities

While retirement often signifies a break from full-time work, many individuals choose to explore part-time employment opportunities during this phase. With your PTO, you have the flexibility to experiment with part-time roles, pursue passion projects, or even start your own consulting business. Advisor Research Partners can help you navigate this journey, providing valuable consulting and analytical services to maximize your potential.

PTO and Healthcare Benefits

As you retire from Lockheed Martin, it's important to consider the impact on your healthcare benefits. PTO can be utilized to cover any gaps in coverage during the transition period. Advisor Research Partners can provide comprehensive consulting services to guide you through Medicare options, private insurance alternatives, and the intricacies of healthcare planning in retirement.

Getting Expert Advice

At Advisor Research Partners, we pride ourselves on delivering top-notch consulting and analytical services for retirees. Our team of experts understands the unique challenges and opportunities associated with retiring from Lockheed Martin. Contact us today to schedule a consultation and let our professionals guide you on the path to a fulfilling and rewarding retirement.


Retiring from Lockheed Martin is a significant life event, and your PTO represents a valuable asset to enhance your retirement experience. By optimizing and strategically utilizing your PTO, you can embark on dream vacations, explore new opportunities, and make a smooth transition to retirement. Advisor Research Partners is here to support you with our expertise in business and consumer services consulting and analytical services. Contact us today to unlock the full potential of your retirement.